Wednesday, April 25, 2012

The Minimum Auto Insurance Florida Residence Have To Have

By Janice Fray


There are certain requirements on auto insurance Florida residents must have if they own a vehicle. All states have a minimum coverage requirement. If you are not sure what the requirement is in your state you can call your court house to find out.

In Florida the requirement is ten thousand dollars coverage for personal injury and for property damage coverage. If you have an auto wreck or DUI on your record then you could also be required to purchase bodily injury coverage.

You must have proof of the coverage you have in order to purchase your tags or get your vehicle registered. When you borrow money to buy your vehicle from a bank or finance company then you may end up having to buy more coverage than just the state requirement.

You can usually find the best deals online. There are websites that we can use to find coverage that is affordable. Go to one of the websites that gives you quotes for more than one company.

After the website gives you several quotes you can decide which company you want to use. It is a good idea to call the company before deciding to purchase insurance from them. If you are having a difficult time picking a company to use, then you can always take the time to call several companies until you find one that you feel comfortable using.

If you do end up buying online then you will be able to get proof of your coverage right away. Taking the time to call your insurance carrier then you may be able to get a better deal. Ask the agent to tell you about all of the different discounts that they offer. You may find that you qualify for a few of the discounts. So when you buy the auto insurance Florida car owners need you can save money.




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